MSBA Board of Directors

Joe Massie serves as Chief Compliance Officer and General Counsel at Viamericas Corporation, a cross-border payment services provider licensed in the U.S and Canada. In this capacity, Mr. Massie oversees the design, implementation, and ongoing enhancement of Viamericas’ enterprise-wide compliance framework, with particular focus on AML/BSA compliance, state and federal regulatory obligations, risk management, and the maintenance of money transmission licenses.

Mr. Massie is a recognized industry voice on money services regulation. Since 2022, he has chaired the Government Relations Group of the MSBA, where he drafts policy comment letters, meets with legislators and regulators, and has represented the MSBA at conferences, including the Bank Secrecy Act Advisory Group (BSAAG). He has been instrumental in advocating for balanced and modernized approaches to compliance and supervision in the remittance and payments sector.

Mr. Massie is a graduate of the College of William and Mary and American University’s Washington College of Law, where he served on the Law Review.

Jorgen is the CCRO of Alviere, a leading fintech company in the embedded finance space. With extensive experience managing Money Transmitter Licenses across all U.S. states, Jorgen specializes in navigating complex legal and regulatory frameworks at both state and federal levels. His role is pivotal in ensuring Alviere's adherence to compliance standards, thereby safeguarding its reputation and operational integrity. Jorgen's deep commitment to this field is complemented by his personal passion for outdoor activities and a healthy lifestyle, reflecting a balanced approach to both professional and personal endeavors.

Jorgen joined Alviere in 2022 as the Global Head of Compliance, overseeing Alviere's compliance framework and ensuring Alviere met all of its regulatory requirements across the different regions. Prior to joining Alviere, Jorgen held various positions at Worldremit, Chase, and Citi.

Justin Jenter is the Chief Compliance Officer of Monex USA; a provider of foreign exchange services based in Washington, DC. In addition to his role as the Secretary of the MSBA Board, Justin is also a member of the Industry Advisory Council of the Money Transmitter Regulators Association. Justin is an experienced compliance professional in both United States and Canadian Money Transmitter regulations. Over his 11-year career in the financial service industry, he has worked to develop and enhance the Anti-Money Laundering and Regulatory compliance programs at Monex.

Justin is a graduate of James Madison University of Harrisonburg, VA, where he earned a Bachelor of Business Administration in Finance with a Minor in both Economics and German. Justin is a Certified Anti-Money Laundering Specialist (“CAMS”) and a Certified Fraud Examiner ("CFE"). He currently lives and works in Washington, DC with his partner and two French bulldogs.

Aurora Garza Hagan was served as the former CFO of TransNetwork, LLC. TransNetwork LLC is a B2B electronic domestic and cross-border processing and payment platform which enables licensed and regulated financial institutions to connect under one standard technology granting access to a diversified payment network in Mexico, Central and South America. Prior to her role as CFO of TransNetwork, LLC, she served as CEO of PNC Global Transfers for eight years. Hagan led the organization's strategic transformation while also focusing on establishing and maintaining strong relationships with business partners, vendors, and regulators. Hagan drove PNC Global Transfers forward by focusing on innovating the customer experience, process automation, and digital technologies.

Hagan joined PNC Global Transfers in 2001 as a Senior Accounting Analyst. Accepting greater responsibilities over time led her to a 9-year tenure as CFO prior to becoming CEO in 2015. Under her direction, PNC Global Transfers continued to be a leader in cross boarder payment processing services.

Prior to joining PNC Global Transfers, Hagan held various auditor positions at Ernst & Young, Continental Airlines, and the University of Texas System.

She is a graduate of the University of Texas at Austin, with a Bachelors of Business Administration and is a certified public accountant in the state of Texas. She also currently serves on the School Advisory Board at St. Edward Catholic School in Spring, Texas.

Kathy Tomasofsky is the Executive Director of the Money Services Business Association (MSBA), a national trade association focused on money transmission payments and products. The association was launched in October 2015 as a voice for the Money Service Businesses with a focus on licensed entities. In her role as Executive Director, she provides Strategic guidance to the Board and works closely with State and Federal Regulators on behalf of the membership. She is an experienced management and operations professional with more than 30 years’ experience in Insurance and Financial Services. Ms. Tomasofsky has held various senior management level positions at the Network Branded Prepaid Card Association, USF&G Insurance and First National Bank of Maryland and was an Advisory Board Member to the IAFCI.

Ms. Tomasofsky earned an MS in Management Information Systems from the University of Baltimore and a BA in Business Administration from Loyola College in Maryland. She holds an MAT degree from Fairleigh Dickinson College, in New Jersey and has certifications in Project Management and Insurance.